/* Original supplied artwork, displayed without changing the source images. */
.brand{flex-shrink:0}.brand-logo{display:block;position:relative;overflow:hidden;width:200px;height:64px;background:#fff}.brand-logo img{position:absolute;max-width:none;width:215.58px;height:auto;left:-7.58px;top:-13.79px}.footer .brand{width:200px;padding:0;background:transparent}.footer .brand-logo{background:transparent}.partner-logo{width:200px;background:transparent;padding:0;margin:26px 0}.partner-logo img{width:100%;height:auto}.nav-links{gap:18px}.hub-promo{background:#f1f5f7;border-bottom:1px solid var(--line);padding:35px 0}.hub-promo .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px}.hub-promo h2{font-size:1.8rem;margin:8px 0}.hub-promo p{margin:0;color:var(--muted)}.hub-promo .eyebrow{font-size:.8rem}.hub-promo .button{flex-shrink:0}
.hub-top{padding:30px 0 0;background:#fff;border-bottom:1px solid var(--line)}.hub-top .eyebrow{margin-bottom:10px}.hub-top h1{font-size:clamp(2.1rem,4vw,3.3rem);margin-bottom:12px}.hub-top p{color:var(--muted);margin-bottom:24px}.hub-tabs{display:flex;gap:28px;flex-wrap:wrap}.hub-tabs a{padding:12px 0;border-bottom:3px solid transparent;font-weight:600;font-size:.95rem}.hub-tabs a[aria-current]{border-color:var(--gold);color:#78571c}.hub-tabs a:hover{border-color:var(--navy)}.hub-workspace{background:#f2f5f7;padding:24px 0 50px}.hub-disclaimer{font-size:.875rem;color:var(--muted);margin-bottom:20px}.hub-disclaimer strong{color:#78571c}.hub-layout{display:grid;grid-template-columns:330px minmax(0,1fr);gap:28px;align-items:start}.hub-form{background:#fff;padding:24px;border:1px solid var(--line);border-radius:8px}.hub-form h2{font-family:var(--sans);font-size:1.1rem;letter-spacing:0}.hub-form .field-grid{grid-template-columns:1fr;gap:16px}.hub-form .actions{gap:10px;margin:20px 0}.hub-form .hint{font-size:.875rem}.hub-form .small{margin-bottom:0}.hub-report{min-width:0}.report-heading{display:flex;justify-content:space-between;font-size:.875rem;margin-bottom:12px;color:var(--muted)}.hub-metrics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-bottom:18px}.hub-metric{padding:23px 18px;border-radius:7px;background:var(--navy);color:#fff;min-width:0}.hub-metric>span{display:block;font-size:.875rem;line-height:1.45;min-height:42px;color:#d6e0e9}.hub-metric strong{display:block;font-family:var(--serif);font-weight:500;font-size:clamp(1.5rem,2.4vw,2.15rem);line-height:1.35;margin:12px 0;color:#e1be7c;overflow-wrap:anywhere}.hub-metric small{font-size:.8rem;display:block;line-height:1.5;color:#d6e0e9}.hub-panel{padding:24px;background:#fff;border:1px solid var(--line);border-radius:8px;margin-bottom:18px}.hub-panel h2{font-size:1.5rem;letter-spacing:-.02em;margin-bottom:20px}.hub-panel p:last-child{margin-bottom:0}.equity-bar{height:18px;background:var(--gold);border-radius:4px;overflow:hidden;margin-bottom:20px}.equity-bar span{background:var(--navy);display:block;height:100%;transition:width .25s}.hub-details{margin:0 0 18px}.hub-details>div{display:flex;gap:18px;justify-content:space-between;padding:11px 0;border-bottom:1px solid var(--line);font-size:.94rem}.hub-details dt{color:var(--muted)}.hub-details dd{margin:0;font-weight:700;text-align:right;flex-shrink:0}.review-prompts{padding-left:22px;margin:0}.review-prompts li{padding:5px 0}.hub-panel .table-wrap{margin:0 0 18px}.hub-panel table{white-space:normal;min-width:460px}.report-actions{display:flex;gap:10px;flex-wrap:wrap;margin:24px 0 12px}.hub-assumptions{border-top:1px solid #bcc8d0;padding-top:20px;margin-top:28px;color:var(--muted);font-size:.9rem}.hub-assumptions summary{cursor:pointer;font-weight:700;color:var(--navy)}.hub-assumptions p{margin:14px 0 0}.hub-assumptions a{text-decoration:underline}.renewal-timeline{list-style:none;padding:0;margin:0 0 24px}.renewal-timeline li{border-left:2px solid var(--gold);padding:0 0 22px 20px}.renewal-timeline li:last-child{padding-bottom:0}.renewal-timeline strong{display:block;color:var(--navy)}.renewal-timeline span{color:var(--muted);font-size:.9rem}.report-print-brand{display:none}.hub-report[aria-busy="true"] .hub-metrics{opacity:.4}
.report-print-only{display:none}
@media print{.report-print-only{display:block;white-space:pre-wrap;font:10pt/1.5 var(--sans);margin:14px 0}.report-print-only#print-assumptions{font-size:9pt}}
@media(min-width:1001px) and (max-width:1140px){.nav-links{gap:12px;font-size:.875rem}.site-header .brand-logo{width:178px;height:56px}.site-header .brand-logo img{width:191.86px;left:-6.75px;top:-12.27px}.nav-links .button{padding:12px}}
@media(max-width:1000px){.hub-layout{grid-template-columns:285px minmax(0,1fr);gap:18px}.hub-metrics{grid-template-columns:1fr}.hub-metric{display:grid;grid-template-columns:1fr auto;gap:5px 18px;padding:16px}.hub-metric>span{min-height:0;align-self:center}.hub-metric strong{margin:0;font-size:1.9rem}.hub-metric small{grid-column:1/-1}}
@media(max-width:760px){.hub-promo .wrap{display:block}.hub-promo .button{margin-top:20px}.hub-layout{grid-template-columns:1fr}.hub-form .field-grid{grid-template-columns:1fr 1fr}.hub-tabs{gap:10px 22px}.hub-tabs a{font-size:.875rem}.hub-details>div{font-size:.875rem}.hub-top{padding-top:24px}.hub-top h1{font-size:2.5rem}.hub-assumptions{line-height:1.65}}
@media(max-width:480px){.hub-form .field-grid{grid-template-columns:1fr}.hub-metric strong{font-size:1.8rem}.hub-panel{padding:20px}.hub-form{padding:20px}.hub-details>div{display:block}.hub-details dd{text-align:left;margin-top:3px}.report-actions>*{width:100%;text-align:center}}
@media print{.hub-tabs,.hub-disclaimer,.hub-form,.report-actions,.hub-assumptions,.hub-report>.small,.hub-panel .actions,#calendar-download,.hub-top .eyebrow{display:none!important}.hub-layout{display:block}.hub-workspace{background:#fff;padding:0}.hub-top{padding:10px 0}.hub-top h1{font-size:25pt}.hub-top p{margin:0}.hub-metrics{display:grid;grid-template-columns:repeat(3,1fr)}.hub-metric{display:block;background:#fff;color:#111;border:1px solid #777;padding:12px}.hub-metric span,.hub-metric strong,.hub-metric small{color:#111}.hub-metric strong{font-size:21pt}.hub-panel{break-inside:avoid;padding:14px;margin:12px 0}.hub-panel h2{font-size:16pt}.hub-panel .table-wrap{overflow:visible}.hub-panel table{min-width:0}.report-print-brand{display:flex;align-items:center;gap:24px;border-top:1px solid #777;margin-top:20px;padding-top:15px}.report-print-brand p{font-size:10pt;margin:0}.hub-details>div{display:flex}.hub-details dd{text-align:right}}

.realtor-intro{border-bottom:1px solid var(--line)}.realtor-intro .actions{margin:26px 0}.realtor-jump{display:flex;flex-wrap:wrap;gap:10px 30px;padding:0 0 24px;font-weight:600;font-size:.95rem}.realtor-jump a{border-bottom:1px solid var(--gold)}.realtor-process{background:#f3f6f8;border:1px solid var(--line);border-radius:8px;padding:28px}.realtor-process ol{padding-left:24px}.realtor-process li{padding:0 0 16px 6px}.realtor-process li:last-child{padding-bottom:0}.realtor-process li strong,.realtor-process li span{display:block}.realtor-process li span{color:var(--muted);margin-top:4px}.realtor-feature{padding:30px;background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:7px}.realtor-feature .small{margin:18px 0 0}.realtor-renovation{display:grid;grid-template-columns:.8fr 1.2fr;gap:36px;align-items:center;margin-top:65px}.realtor-renovation h2{font-size:2.5rem}.realtor-renovation figure{margin:0}.realtor-renovation img{width:100%;height:auto;border:1px solid var(--line);border-radius:6px}.realtor-renovation figcaption{font-size:.875rem;color:var(--muted);margin-top:12px}.hero-trust>div{min-width:0}
@media(max-width:1200px){.nav-toggle{display:block}.nav-links{display:none}.nav-links.is-open{display:flex;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:14px 24px;gap:0;max-height:80vh;overflow:auto;border-bottom:1px solid var(--line)}.nav-links>a,.nav-group>summary{padding:13px 0}.mega{position:static;box-shadow:none;padding:10px 10px 20px;grid-template-columns:1fr 1fr;max-height:none;border:0}}
@media(max-width:760px){.realtor-renovation{grid-template-columns:1fr}.realtor-renovation h2{font-size:2rem}.realtor-process,.realtor-feature{padding:24px}.realtor-jump{gap:12px 20px}}
@media(max-width:480px){.mega{grid-template-columns:1fr}}
@media print{.realtor-intro{display:none}.realtor-renovation{display:block}.realtor-renovation figure{max-width:600px}.realtor-process,.realtor-feature{break-inside:avoid}}

.footer .social-links{display:flex;align-items:center;flex-wrap:wrap;gap:10px;margin:20px 0 0}.footer .social-links .social-icon{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;padding:10px;margin:0;color:#fff;border-radius:5px;text-decoration:none}.footer .social-links .social-icon svg{display:block;width:24px;height:24px;fill:currentColor;flex-shrink:0}.footer .social-links .social-icon:hover,.footer .social-links .social-icon:focus-visible{color:var(--gold);background:#ffffff0d}.footer .social-links .social-icon:focus-visible{outline:2px solid var(--gold);outline-offset:3px}

/* Home banner: mortgage services are the primary message at every width. */
.home-hero{background:linear-gradient(110deg,#091d30 0%,#102c43 68%,#17374c 100%);padding:52px 0 0;overflow:hidden}
.home-hero .hero-grid{grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:64px;align-items:center}
.home-hero .hero-copy{min-width:0;padding:12px 0}
.home-hero h1{font-family:var(--sans);font-weight:700;letter-spacing:-.055em;line-height:1.02;margin:0 0 26px;max-width:none}
.home-hero h1 .hero-market{display:block;color:#fff;font-size:clamp(1.7rem,3vw,2.4rem);letter-spacing:-.025em;line-height:1.22;margin-bottom:10px}
.home-hero h1 .hero-product{display:block;color:#fff;font-size:clamp(4.1rem,7.4vw,6.2rem);line-height:1.04;letter-spacing:-.06em}
.home-hero h1 .hero-period{color:var(--gold)}
.home-hero .hero-slogan{font-family:var(--serif);font-size:clamp(1.45rem,2.4vw,1.9rem);line-height:1.3;letter-spacing:-.02em;color:#e6c78e;max-width:640px;margin:0 0 18px}
.home-hero .hero-description{font-size:1.125rem;line-height:1.7;max-width:590px;color:#dce6ee;margin:0}
.home-hero .actions{margin-top:27px}
.home-hero .portrait{padding:0;align-self:center;justify-self:end;width:100%;max-width:405px;margin:0 0 0 12px}
.home-hero .portrait:before{inset:-13px 18px 18px -13px;border:1px solid #c9a55d70;border-radius:19px}
.home-hero .portrait img{width:100%;height:auto;aspect-ratio:5/6;object-fit:cover;object-position:center;border-radius:15px;box-shadow:0 24px 60px #0003}
.home-hero .portrait-label{left:16px;right:16px;bottom:16px;background:#0a2034f2;color:#fff;padding:15px 18px;border:1px solid #ffffff24;border-left:3px solid var(--gold);border-radius:7px;box-shadow:none}
.home-hero .portrait-label strong{font-size:1.125rem;line-height:1.4}
.home-hero .portrait-label span{display:block;font-size:.875rem;line-height:1.5;color:#dce6ee;margin-top:3px}
.home-hero .hero-trust{display:grid;grid-template-columns:1fr 1.2fr 1fr;gap:32px;margin:36px 0 0;padding:23px 0 25px;border-top:1px solid #ffffff24;font-size:.875rem;line-height:1.55}
.home-hero .hero-trust>div+div{padding-left:28px;border-left:1px solid #ffffff24}
.home-hero .hero-trust b{font-size:1rem;margin-bottom:4px}
.home-hero .hero-trust span{color:#cbd8e1}
@media(max-width:1050px){
 .home-hero .hero-grid{gap:40px;grid-template-columns:minmax(0,1.35fr) minmax(0,1fr)}
 .home-hero .portrait-label{left:12px;right:12px;bottom:12px;padding:12px}
 .home-hero .hero-trust{gap:20px}
 .home-hero .hero-trust>div+div{padding-left:20px}
}
@media(max-width:800px){
 .home-hero{padding-top:36px}
 .home-hero .hero-grid{grid-template-columns:1fr;gap:36px}
 .home-hero .hero-copy{padding:0}
 .home-hero h1 .hero-market{font-size:clamp(1.55rem,4.4vw,2.3rem)}
 .home-hero h1 .hero-product{font-size:clamp(3.4rem,12vw,5.8rem)}
 .home-hero .hero-slogan{font-size:clamp(1.45rem,4vw,1.9rem)}
 .home-hero .hero-description{font-size:1.0625rem;max-width:630px}
 .home-hero .portrait{justify-self:center;max-width:370px;margin:0;width:calc(100% - 26px)}
 .home-hero .portrait img{aspect-ratio:1/1}
 .home-hero .hero-trust{grid-template-columns:1fr;gap:15px;margin-top:30px;padding:22px 0 28px}
 .home-hero .hero-trust>div+div{padding:0;border:0}
 .home-hero .hero-trust b{display:inline;margin-right:8px}
}
@media(max-width:380px){
 .home-hero .actions{flex-direction:column;align-items:stretch}
 .home-hero h1 .hero-market{max-width:290px}
 .home-hero .portrait-label span{font-size:.875rem}
}
@media print{
 .home-hero{background:#fff;color:#111;overflow:visible}
 .home-hero h1 .hero-market,.home-hero h1 .hero-product,.home-hero .hero-slogan,.home-hero .hero-description{color:#111}
 .home-hero .portrait,.home-hero .hero-trust{display:none}
}
/* Personalized document checklist */
.checklist-setup{padding:32px;background:var(--cream);border:1px solid var(--line);border-radius:10px;margin-bottom:44px}
.checklist-setup-heading{display:flex;justify-content:space-between;align-items:center;gap:24px;margin-bottom:24px}
.checklist-setup h2{font-size:2rem;margin:4px 0 0}
.checklist-setup-heading .button{flex-shrink:0}
.checklist-filters{display:grid;grid-template-columns:1fr 1fr 1fr;gap:20px;margin-bottom:16px}
.checklist-filters>div{min-width:0}.checklist-filters label{font-size:.95rem}.checklist-filters select{font-size:1rem;width:100%;min-width:0}
.checklist-setup .notice{margin:18px 0 0;background:#fff;border-left:3px solid var(--gold)}
.checklist-layout{grid-template-columns:minmax(0,1fr) 300px;gap:40px}
.checklist-overview h2{margin:5px 0 12px;font-size:2.15rem}
.checklist-overview>p{max-width:65ch}.checklist-overview #check-progress{font-weight:600;margin-bottom:8px}
.checklist-overview .progress-track{margin-top:0;height:8px}.checklist-overview .actions{margin-top:22px}
.checklist-section{margin-top:34px;border:1px solid var(--line);border-radius:8px;padding:24px;background:#fff}
.checklist-section-head{display:flex;align-items:center;gap:14px;justify-content:space-between}
.checklist-section-head h3{font-size:1.4rem;line-height:1.3;margin:0}.checklist-section-head .section-count{font-size:.75rem;white-space:nowrap;color:var(--muted);padding:4px 9px;background:var(--cream);border-radius:20px}
.checklist-section>p{margin:10px 0 12px}.checklist-page .check-row{gap:12px;padding:18px 0;display:grid;grid-template-columns:20px minmax(0,1fr) auto;align-items:start}
.checklist-page .check-row:last-child{border-bottom:0;padding-bottom:0}
.checklist-page .check-row label{font-size:1rem;line-height:1.5}
.checklist-page .check-row strong{display:block;font-weight:600}
.checklist-page .check-detail{display:block;margin-top:5px;color:var(--muted);font-size:.875rem;line-height:1.6;text-decoration:none!important}
.checklist-page .check-row:has(input:checked) strong{text-decoration:line-through;color:var(--muted)}
.checklist-page .check-row.is-na label{opacity:.65}.checklist-page .check-row.is-na strong{text-decoration:line-through}
.check-na{border:0;background:transparent;padding:5px 0 5px 10px;min-height:36px;font:inherit;font-size:.75rem;line-height:1.4;color:#58697a;text-decoration:underline;text-underline-offset:3px;cursor:pointer;white-space:nowrap}
.check-na:hover,.check-na[aria-pressed=true]{color:var(--navy)}.check-na:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.check-print-state{display:none}.checklist-aside{padding:0;background:none;border:0;position:static}
.checklist-help{background:var(--navy);border-radius:9px;padding:27px;color:#fff}
.checklist-help h3{font-size:1.75rem;color:#fff;line-height:1.22;margin:10px 0 16px}.checklist-help p{font-size:.95rem;color:#e1e8ef}
.checklist-help .eyebrow{color:#e7c27b}.checklist-help .button{background:#fff;color:var(--navy);border-color:#fff;display:flex;text-align:center;margin-top:20px}.checklist-help .button:hover{background:#f3e8d6;border-color:#f3e8d6}
.checklist-help a.checklist-call{display:block;color:#fff;font-size:.875rem;line-height:1.6;margin-top:20px;text-decoration:underline;text-underline-offset:3px}
.checklist-security{padding:28px 10px;border-bottom:1px solid var(--line)}.checklist-security h3{font-size:1.4rem}.checklist-security p{font-size:.875rem;color:var(--muted)}
.checklist-sources{padding:24px 10px;font-size:.875rem;line-height:1.6}.checklist-sources summary{cursor:pointer;font-weight:600}.checklist-sources ul{padding-left:18px}.checklist-sources li{margin-bottom:13px}.checklist-sources a{color:var(--navy);text-decoration:underline}
.checklist-bottom{margin-top:32px;padding:28px;background:var(--cream);border-radius:8px}.checklist-bottom h3{font-size:1.5rem;margin:0 0 10px}
.checklist-page [hidden]{display:none!important}
@media(max-width:1000px){.checklist-layout{grid-template-columns:minmax(0,1fr) 260px;gap:24px}.checklist-setup-heading{align-items:flex-start;flex-direction:column}.checklist-filters{grid-template-columns:1fr 1fr}.checklist-filters>div:first-child{grid-column:1/-1}.checklist-page .check-row{grid-template-columns:20px minmax(0,1fr)}.check-na{grid-column:2;justify-self:start;padding:0;min-height:32px}}
@media(max-width:760px){.checklist-layout{display:flex;flex-direction:column;gap:30px}.checklist-setup{padding:22px 18px;margin-bottom:32px}.checklist-filters{grid-template-columns:1fr;gap:17px}.checklist-setup-heading .button{width:100%;text-align:center;white-space:normal}.checklist-section{padding:20px 16px}.checklist-section-head h3{font-size:1.3rem}.checklist-bottom{padding:22px 18px}.checklist-aside{width:100%}}
@media print{.checklist-setup,.checklist-sources,#checklist-download-status,.checklist-bottom,.check-na,.checklist-page .eyebrow{display:none!important}.checklist-layout{display:block}.checklist-section{border:0;padding:0;margin-top:22px;break-inside:auto}.checklist-section-head{break-after:avoid}.checklist-section>p{break-after:avoid}.checklist-page .check-row{display:grid;grid-template-columns:17px minmax(0,1fr) 65px;gap:8px;break-inside:avoid;padding:10px 0}.checklist-page .check-row label{font-size:10pt}.checklist-page .check-detail{font-size:9pt;line-height:1.45}.check-print-state{display:block;font-size:8pt;color:#333}.checklist-page .check-row input{height:14px;width:14px;min-height:14px}.checklist-page .check-row.is-na label{opacity:1}.checklist-section-head h3{font-size:15pt}.checklist-overview h2{font-size:20pt}}